Green Tip Of The Week - 5/26/2010

Blu-ray discs hold five times more content than traditional compact discs and are composed of 50 percent paper, allowing them to be shredded and making them easier to dispose of than traditional discs.

3543 Lillian Street - Riverside

3 Bedroom, 2 Bath Home For Sale

The home is super clean and ready to move in to. Bring your fussiest buyers and make an offer. This 3 bedroom home is perfect for the young family - the family room offers added space. The home is up to date with paint and 2 year old carpet along with travertine tile in the kitchen and dining room. The efficient kitchen opens to the family eating area. Hardwood flooring welcomes you to the home in the entry. Inside laundry adds to the convenience of this well organized home with plenty of storage areas. The tree lined street is inviting and cool in the summer. The large back yard has plenty of grassy area for play along with a brink patio for entertaining. This is a family oriented neighborhood known for its schools and friendliness. The home is freeway close.

Green Tip Of The Week - 5/18/2010

RadioShack’s online electronics trade-in program allows customers to exchange used, portable electronics for a RadioShack gift card. Accepted items include GPS devices, MP3 players, notebooks, and game consoles. Visit http://radioshack.cexchange.com/online/home/index.rails to learn the trade-in value and download the prepaid shipping labels. Gift cards arrive within 10 to 14 days.

Curb Your Spending Until Escrow Closes

Home buyers waiting for a mortgage loan to fund are advised to be conservative when it comes to buying new furniture, appliances, or the like for the house they are purchasing. It has become standard practice for lenders to check borrowers’ credit scores in the weeks leading up to the closing, sometimes even the day prior to closing. Large purchases can use up a considerable proportion of a borrower’s total credit limit, which can lead to a drop in the borrower’s FICO score and possibly change the terms of the loan.

Stay In Your Home 5 Years and Sell For A Profit

Although home buyers should not focus solely on future home price appreciation, according to data collected by the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) over the last 40 years, homeowners who purchase a median-priced house, live in it for at least five years, and sell it at the then-current median price, have averaged an annual rate of return of more than 11 percent.

Owning A Home Has Benefits

Owning a home has significant tax benefits, including deductions for property taxes and loan interest. Homeowners also can enjoy building equity and creating a means of forced savings as they pay down the principal on the home.

Credit Reports Need To Be Up To Date

Although the difference between monthly rent and monthly mortgage payments is at its lowest level in nearly 20 years, more stringent lending standards have made the home-buying process more challenging. Home buyers can prepare by ensuring their credit reports are up to date and saving for a down payment of at least 20 percent. Borrowers putting down less than 20 percent likely will have to purchase private mortgage insurance.

More Profitable To Purchase Than Rent?

The analysis of 45 metro areas found the difference between the monthly mortgage payment on a median-priced home and the median rent has declined to $256. In some areas, the difference is as low as $100, according to the study. The last time the price gap was that close was in 1993, when it decreased to $264.

Green Tip Of The Week - 5/10/2010

What happens to all the latex paint dropped off at hazardous waste centers? It’s recycled and resold at local paint distributors, such as Dunn-Edwards and Kelly-Moore. Recycled paint sells for less, but the quality and viscosity is augmented by blending it with virgin materials. For more information and a complete list of distributors, visithttp://www.ciwmb.ca.gov/ConDemo/Paint/.

Happy Mother's Day

Mother's Day is now celebrated in many countries around the world. Australia, Mexico, Denmark, Finland, Italy, Turkey, Belgium, Russia, China, Thailand, all have special celebrations to honor Mothers, but not in the same way or on the same day as the United States. To all the Mothers, Grandmothers and future Mothers - have a Happy Mother's Day on Sunday !!!

Interest in purchasing real estate as an investment has more than tripled in the past year, according to a survey conducted by Move, Inc. Nearly 17 percent of potential home buyers said they plan to purchase a home in the near future as an investment compared with 5.6 percent in March 2009, according to the survey.

Gree Tip Of The Week - 5/3/2010

Text messaging and e-mailing from a cell phone or hand-held device uses about 30 percent less electricity per message than sending an e-mail from a computer.